STCR Business Systems - EFT Solutions

Proven Solutions For Independent Grocers and Specialty Food Stores

As the payments processor for 75 percent of the nation's largest supermarket chains, Concord EFS offers a variety of innovative, cost-effective electronic payment solutions. Turning to one of the few processors that can handle transactions from point of sale through settlement, large food marketers use Concord to process credit cards, online debit, ACH debit, EBT and electronic check conversion, among others.

Concord's leadership in the industry is demonstrated by its strategic alliances with top POS hardware and software vendors and its endorsement by both the National Grocers Association (N.G.A.) and the Food Marketing Institute (FMI). Concord is also the only national payment processor to have developed payment solutions exclusively for the supermarket industry. Our Manta Systems in-store payment processing software is recognized for its reliability and performance.

Concord provides all the services your supermarket needs to accept the nearly 600 million cards now in the hands of American shoppers. Check out the solutions that will make your checkout lanes hum and your sales figures soar.

ISD has a suite of software packages, which will allow you to become your own message switch. Merchants can now route credit cards, debit cards, checks, credit applications, private label cards, and a host of other messages to any external third party provider in seconds. It also allows you to instantly respond to requests for approval against internal sources such as employee discounts, inventory lookup's, gift certificates, merchandise credits, and others. This powerful software is processing millions of transactions each and every week for many of the industry's leading companies.

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Ingenico is a global leader in EFT POS terminal shipments. They provide hardware, software and services to the ever-expanding transaction needs of retailers that demand quality, flexible and robust payment and transaction management solutions. Ingenico solutions lower the cost of payment, make customer checkout more efficient and help drive incremental sales.

VeriFone is a worldwide market leader in providing secure electronic transaction solutions-including hardware, software and services for debit, credit, checks and smart cards in over 100 countries. With 65% market share in the U.S., VeriFone's key markets include retail, petroleum/c-store operations, banks and transaction processors. VeriFone also distributes its products indirectly to retail merchants, healthcare providers and government agencies.

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